Workers' Compensation Settlement Estimator
Estimate weekly workers comp benefits and a gross settlement from your average weekly wage, disability rating, and state maximum rate.
How this estimate is calculated
Most states set a weekly compensation rate at about two thirds (66.67%) of your average weekly wage, capped by a state maximum. This tool applies that rate and then multiplies by an estimated number of weeks derived from your disability rating.
weekly = min(average weekly wage x 2/3, state maximum)weeks = disability rating % x weeks per rating pointgross settlement = weekly x weeks
What changes the number
- Your state schedule for permanent partial disability (weeks per rating point)
- Whether benefits are paid as a scheduled award or a lump-sum settlement
- Offsets for Social Security disability or retirement benefits
- Attorney fees, which are regulated and often capped in workers comp cases
Every state runs its own workers compensation system. Use this as a rough estimate and verify the rate and schedule with your state agency.
Questions We Get Asked
What percentage of my wage does workers comp pay?
Many states pay about two thirds of your average weekly wage, subject to a state maximum. Some states use a different percentage, so confirm your state rule.
How is a disability rating turned into weeks?
States publish schedules that assign a number of weeks to each percentage of impairment. Common values range from about two to three weeks per rating point, but they vary.
Is a settlement the same as weekly benefits?
No. Weekly benefits are ongoing wage replacement. A settlement is a negotiated lump sum that may buy out some or all future benefits.
Do I need a lawyer for a workers comp claim?
Not always, but disputed claims, denials, and settlement offers often benefit from counsel. Many workers comp attorneys work on a contingency or fee schedule.
Important: This page is published for general research and education. It is not legal advice, and it does not create an attorney-client relationship. Statutes are amended often and may contain exceptions. Because outcomes depend on your own facts, speak with a licensed attorney in your jurisdiction about your situation. See the full disclaimer.